Welcome to the Cardstream status page

All Systems Operational

Cardstream Payment Gateway Operational
OBN Operational
Operational
Degraded Performance
Partial Outage
Major Outage
Maintenance

Aug 27, 2026

No incidents reported today.

Aug 26, 2026

No incidents reported.

Aug 25, 2026

No incidents reported.

Aug 24, 2026

No incidents reported.

Aug 23, 2026

No incidents reported.

Aug 22, 2026

No incidents reported.

Aug 21, 2026

No incidents reported.

Aug 20, 2026

Completed - The scheduled maintenance has been completed.
Aug 20, 10:00 BST
In progress - Scheduled maintenance is currently in progress. We will provide updates as necessary.
Aug 20, 07:00 BST
Scheduled - OBN Global has notified that due to scheduled maintenance, their Portal, APIs, and Open Banking services may be unavailable for up to 15 minutes between 06:00-9:00 UTC on 20 August 2026. Their card acceptance services will be unaffected.

Kind regards
Cardstream Support

Jul 28, 09:17 BST

Aug 19, 2026

No incidents reported.

Aug 18, 2026

No incidents reported.

Aug 17, 2026

No incidents reported.

Aug 16, 2026

No incidents reported.

Aug 15, 2026

No incidents reported.

Aug 14, 2026

Resolved - Mastercard has confirmed that this is now resolved.
Aug 14, 17:16 BST
Investigating - Cardstream has identified an ongoing issue with Open Banking payments processed via Mastercard, where payments are being declined by the Mastercard retail bank client. The issue has been escalated to Mastercard for urgent investigation. Open Banking payments via OBN Global are affected by this.
Aug 14, 14:10 BST

Aug 13, 2026

No incidents reported.